Need funds for home improvement, education or other major expenses? You can benefit from your accumulated home equity with a Home Equity Loan or Home Equity Line of Credit (HELOC). Get the cash you need at a great rate and the interest you pay may be fully tax-deductible. (Please consult your tax advisor.)

Use a home equity loan to:

• Remodel or add onto your home 
• Put your children, grandchildren or yourself through college
• Purchase that car or truck you've always wanted
• Consolidate high-interest debts into one low-interest monthly payment

A home equity loan is a great way to pay for home improvement and other major expenditures. Capitalize on the equity in your home and get the cash you need at a great rate -- and the interest you pay may be fully tax-deductible. (Please consult your tax advisor.)

You can use this equity to finance:

• Home improvement projects
• Education costs
• Expensive medical or dental bills
• Debt consolidation
• Other major expenses

Please refer to the Home Equity Process to learn more about obtaining a home equity loan. 

It's important to find the home equity loan that's right for you. Please check our Loan Consultant to find the right loan for you.

The borrowable equity in your home is the difference between 80% of your home's current market value less the balance of any existing liens against the home.

Example:
The current market value of the home is: $300,000.00.
The current balance of all existing liens is: $150,000.00.
The equity in the home is $ 90,000.00.

A home equity loan is a loan taken against the existing equity in your home. It is secured as a lien against the property.

Based on our underwriting guidelines, your qualifications and the type of loan program you select, you may be able to borrow up to 80% of the equity existing in your home. Please use the Home Equity Loan buttons to the right to view the options available to you.